Do you think phone insurance is worth it? In the same way that no one can agree on what they see in a Rorschach test, that’s a question that is almost impossible to answer universally. Cellphone insurance is excellent and can save your life unless the opposite is true.
The reason is that phone insurance is expensive. Costs are often comparable. You can pretend otherwise if you don’t think about it, that you’re just adding on another monthly streaming service and choosing whether it’s ad-free or with ads.
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It’s not surprising that cellphone insurance costs more the more you pay for the phone. Does that help you decide if it’s worth it? Here are some things to consider before purchasing cellphone insurance:
Do You Make A Lot Of Mistakes?
Think about the possibility of dropping your phone on a concrete sidewalk and shattering the screen. It would be better to protect the screen with a screen protector and wear a protective case.
Have You Ever Lost Something?
There is probably a good argument for you to get phone insurance if you can imagine leaving your cell phone in a public bathroom and never seeing it again.
Can You Save Money Well?
It is highly recommended that you not purchase cellphone insurance if the answer is yes. If something goes wrong with your cellphone, you can repair it or replace it with money stored in your savings account.
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Do You Want Cellphone Insurance, And Where Can You Get It?
There are many places where you can buy cellphone insurance. The following are a few options:
- It is the company that makes your cell phone.
- The company that provides you with cellphone coverage
- The company that insures your car, homeowners, or other things
- A company that offers extended warranty coverage
- Credit card companies supply you with credit cards.