Pets

Not Family Friendly: Dog Breeds That Might Cause Your Homeowners Insurance To Skyrocket

German Shepard

When trained the right way, German Shepards can make wonderful pets that are obedient, smart, and loyal to their owners. It’s this intelligence that makes them useful in law enforcement. However, it’s through their use in law enforcement that we know they have an aggressive side, which is why insurance companies want you to think twice about having one. After all, they are large, powerful animals with sharp teeth that they’re not shy about using. Even if they are well trained, there’s always a chance they attack the wrong person by mistake, so keeping one as a pet can be a risky proposition.

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Great Dane

This is one of the tallest dog breeds out there, giving them an almost regal appearance. But it’s that size that can make them dangerous at times. They’re capable of overpowering smaller animals, including other dogs in the neighborhood. The same can also apply to children, which is why insurance companies aren’t always a fan of Great Danes. If they aren’t trained early, it’s hard to know when their aggression might manifest itself. While attacks may be rare, at over 100 lbs., when a Great Dane does decide to get out of control, it can be hard to stop them.

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Wolfdog

There’s no denying out beautiful and majestic this animal looks. However, Wolfdogs are half wolf, meaning they are inherently wild despite their resemblance to domesticated dogs. They have the instincts of an animal that needs to kill if it wants to eat, which makes it incredibly dangerous to have as a pet. Even with proper training, that wild instinct is always lingering beneath the surface, ready to act out. Insurance companies have the data and stories to back this up, which is why they are usually against people keeping them as pets. If kept in any kind of enclosed, domestic space, it could only be a matter of time until a Wolfdog starts acting like a wild animal that can’t be contained.

Image Credit: Pexels/Miguel Cuenca

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