The Worst States To Retire in, Ranked

TIE #1: California

There’s truly nowhere that seems more perfect for retirees than California. This state spans the majority of the U.S.’s west coast and offers plenty of places to live. There’s warm weather and temperate winters, plenty of nature to explore, and countless opportunities to relax, enjoy different hobbies, or try something new.

But California is an incredibly expensive place to live. No matter your age, the cost of living in California is extremely high — from groceries to housing, you’ll be paying a shocking 52 percent more than the national average for your necessities.

On top of that, California will also tax seniors’ retirement income. If you’re earning any money at all, or are getting income from your hard-earned savings, it’ll all be taxed. And that will make it exceedingly difficult to afford the sky-high home prices and other costs of living. In fact, prices are so high in this state that more than 50 percent of residents are considering moving somewhere else.

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TIE: #1 New York

While you likely think immediately of New York City when you think of New York, this state is actually quite big — and it has a lot to offer. While the city itself might not be your speed, the state of New York is home to plenty of suburban cities and impressive natural sights. But don’t let that sway you, as New York is one of the most expensive places you could choose to live.

Like California, New York is extremely expensive. That’s why it’s a terrible choice for retirees looking for a new hometown. New York’s cost of living is 22 percent higher than the national average. And if you live in New York City, that skyrockets to 138 percent more than the national average.

And there are other reasons to avoid New York if you’re a senior citizen. It’s considered one of the worst states for seniors’ costs. You’ll be highly taxed and have to pay extremely high prices for healthcare, nursing homes, and any other necessities you need as you grow older.

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